Effective Date: 26 Nov 2023
Welcome to Gyanideal.com (“we,” “us,” or “our”). This Privacy Policy is designed to help you understand how we collect, use, disclose, and safeguard your personal information. By accessing or using our website and services related to insurance and loans, you agree to the terms outlined in this policy.
1. Information We Collect
1.1 Personal Information
We may collect the following categories of personally identifiable information (PII) when you interact with our website:
- Identity Information: Such as your name, date of birth, and government-issued identification details.
- Contact Information: Including your email address, phone number, and mailing address.
- Financial Information: Relevant to insurance and loans, such as income, credit score, and banking details.
- Demographic Information: Such as your gender, marital status, and location.
1.2 Non-Personal Information
We may also collect non-personal information, which does not directly identify you but is valuable for improving our services. This may include:
- Device Information: Such as your IP address, browser type, and operating system.
- Usage Information: Details about how you navigate and interact with our website.
- Cookies and Similar Technologies: We use cookies to enhance user experience. You can manage cookie preferences through your browser settings.
2. How We Use Your Information
We use the collected information for various purposes, including:
- Service Delivery: To provide, maintain, and improve our services related to insurance and loans.
- Communication: To respond to your inquiries, send transaction-related information, and provide customer support.
- Personalization: To tailor our services and content to your preferences and interests.
- Analytics: To analyze usage patterns, monitor the effectiveness of our marketing efforts, and improve our website’s functionality.
3. Third-Party Links and Services
Our website may contain links to third-party websites and services. Please note that we are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies before providing any personal information.
4. Security Measures
We take the security of your personal information seriously. We implement reasonable physical, technical, and administrative safeguards to protect against unauthorized access, disclosure, alteration, and destruction of data. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
5. Sharing Your Information
We may share your personal information with third parties in the following circumstances:
- With Your Consent: When you explicitly consent to the disclosure of your information.
- Legal Compliance: To comply with applicable laws, regulations, or legal processes.
- Service Providers: With trusted third-party service providers who assist us in delivering our services.
6. Your Choices and Rights
You have certain rights and choices regarding your personal information, including:
- Access and Correction: You can access and update your personal information by logging into your account.
- Opt-Out: You can opt-out of receiving marketing communications from us.
- Account Deletion: You can request the deletion of your account. However, some information may be retained for legal or legitimate business purposes.
7. Changes to This Privacy Policy
We may update this Privacy Policy periodically to reflect changes in our practices. The updated policy will be effective upon posting on our website.
8. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us at support@gyanideal.com