Effective Date: 25 Nov 2023
Welcome to Gyanideal.com (“we,” “us,” or “our”). By accessing or using our website and services related to insurance and loans, you agree to comply with and be bound by the following terms and conditions. If you do not agree with these terms, please refrain from using our services.
1. Acceptance of Terms
By accessing or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. These terms constitute a legally binding agreement between you and GyanIdeal.com.
2. Use of Services
2.1 Eligibility
You must be at least 18 years old to use our services. By using our website, you affirm that you are of legal age to enter into this agreement.
2.2 Account Registration
To access certain features of our services, you may need to create an account. You are responsible for maintaining the confidentiality of your account information and agree to accept responsibility for all activities that occur under your account.
2.3 User Responsibilities
You agree to provide accurate and complete information when using our services. You also agree to update your information to keep it accurate and current.
3. Content and Intellectual Property
3.1 Ownership
All content on our website, including text, graphics, logos, images, and software, is the property of GyanIdeal.com and is protected by intellectual property laws.
3.2 Use of Content
You may use the content on our website for personal, non-commercial purposes. Any unauthorized use, reproduction, or distribution of our content is strictly prohibited.
3.3 User-Generated Content
If you submit any content to our website, including comments, reviews, or other user-generated content, you grant us a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media.
4. User Conduct
4.1 Prohibited Activities
You agree not to engage in any of the following activities:
- Violating any applicable laws or regulations.
- Interfering with the proper functioning of our website.
- Attempting to access unauthorized areas of the website.
- Transmitting any harmful code, viruses, or malicious software.
4.2 User Interaction
You are solely responsible for your interactions with other users of our services. We reserve the right, but are not obligated, to monitor disputes between you and other users.
5. Disclaimer of Warranties
5.1 Information Accuracy
While we strive to provide accurate and up-to-date information, we do not guarantee the accuracy, completeness, or reliability of any information on our website. You use the information at your own risk.
5.2 Availability
We do not warrant that our services will be available at all times or without interruption. We reserve the right to modify or discontinue any part of our services without notice.
6. Limitation of Liability
6.1 Exclusion of Damages
To the maximum extent permitted by law, GyanIdeal.com and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly.
6.2 Indemnification
You agree to indemnify and hold GyanIdeal.com and its affiliates harmless from any claims, losses, liabilities, and expenses (including attorney’s fees) arising out of your use of our services or your violation of these Terms and Conditions.
7. Privacy Policy
Your use of our services is also governed by our Privacy Policy. Please review the Privacy Policy to understand our practices regarding the collection, use, and disclosure of your personal information.
8. Changes to Terms and Conditions
We reserve the right to update or modify these Terms and Conditions at any time without prior notice. The effective date will be updated accordingly.
9. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of [Your Jurisdiction]. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts in [Your Jurisdiction].
10. Contact Us
If you have any questions, concerns, or requests regarding these Terms and Conditions, please contact us at support@gyanideal.com